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This Privacy Notice will help you understand what personal data we collect, why we collect it and what we do with it.

This Privacy Notice applies to any personal data processed by A.Treds Limited ("TREDS/we/us”) in accordance with Digital Personal Data Protection Act, 2023 ("Act”), Information Technology Act, 2000, Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 and any other privacy laws applicable in India and amended from time to time.

TREDS is the data fiduciary in connection with the services we offer with respect to operating the Trade Receivable Discounting System (“Services”). References to “TREDS” in this Notice means A.TREDS Limited and any company which is directly or indirectly owned and/or controlled by TREDS.

Personal Data

We collect the following broad categories of information from you:

1. Personally identifiable information such as information that could be used to identify You such as your name, email address, age, gender, documents, scanned reports, internet protocol (IP) addresses and other similar information.
2. Sensitive personal information such as passwords, and bank account related information.
3. Non-personal information such as information that cannot be used to identify You such as the webpages that you have viewed and your usage patterns, including certain types of device information.

You are not mandated to provide us the Personal Data that we request, but if you choose not to do so, we may not be able to provide you our Services, or effectively respond to any queries you may have.

This data shall be stored by us for a period of 10 years as required under the Applicable Law.

Purpose of Collecting Data

We collect and use the financial information and other Personal Data from you for:

1. Specific business purposes of providing Services or for other related lawful purposes to comply with the applicable laws and regulations.
2. Disclosing the Information to service providers, consultants, credit information companies, information utilities, banks and financial institutions, affiliates, regulators, investigating agencies, judicial, quasi-judicial and statutory authorities.

Withdrawal of Consent

You shall have an option, while accessing the website/platform of TREDS or otherwise, to withdraw your consent to allow us to use the Personal Data provided by you by emailing us at helpdesk@invoicemart.com .

Procedure for Grievance Redressal

In case of any grievance or questions or concerns about our Privacy Notice or data processing, please send an email or submit a request through:

https://www.invoicemart.com/contact-us

Consent

You hereby confirm that you have read and understood the Privacy Notice and agree:

1. The information furnished by you to A.TREDS Limited are true and correct.
2. To collect the Information from you and/or other physical or online sources.
3. To use, store and process the personal data for the purpose of providing Services.
4. Charges, if any, for registration are to be paid only to TREDS bank account.
5. That the submission and processing of this application form can be done by A.Treds official on your behalf.
6. To download my KYC Records from the Central KYC Registry (CKYCR) for identity verification purposes.
7. That personal KYC details of Authorized Signatories may be shared with the Central KYC Registry after onboarding.

If you wish to read this in any other language, please reach out to us on customer.care@invoicemart.com